Insurance Tips for Young Drivers
Passing your driving test is an exciting time when you can hit the roads by yourself and gain some independence. Once you have your first car you have to start making those grown up decisions like where to get your insurance and how to make comparisons. Young drivers are often worried about the cost of insurance and since the price jumped around 30% over the course of last year, this is often a justified concern. Teenage drivers are also more likely to make a claim since they have less experience – you might feel confident about your driving skills but it is still vital to get a good insurance policy.
MoneySupermarket young drivers car insurance is great, you can make comparisons and choose the deal that’s best for you. They offer some excellent tips which should help you when it comes to making a final decision.
First of all it is essential to select your car with care since the type of car you drive has a major impact on premiums. In the eyes of insurance providers, cars are divided into 50 groups, based on factors such as engine size and repair costs. The higher the group the higher the premium so you want to make sure you remain in those lower groups if possible. You should also avoid making too many modifications which will up the premium.
Secondly, look at ways you can improve your skills and boost your confidence. A good way of doing this is with the Pass Plus scheme, which you can often do with the instructor who trained you making life really simple. From driving on motorways, dual carriageways and rural roads to driving in the dark, you can cover many of the things which weren’t included in the ordinary driving test. Alternatively you could add a named driver to your insurance – adding an older driver who has years of driving under their belt should reduce your premium.
Finally, use technology to your advantage and consider adding a black box to your car. These telematics devices are used to monitor how often your drive, how many miles you cover and how you drive. This encourages you to drive carefully and you will often be rewarded with a lower premium if you choose this option.
